Celebrating 30 Years of Care

Celebrating 30 Years of Care

Join us as we celebrate 30 years of empowering members and building wealth together at the prestigious Intercontinental Lusaka. Enjoy an elegant evening of celebration, networking, entertainment, and reflections on CareCoop's remarkable journey over the past three decades. Secure your ticket early and be part of this memorable milestone celebration!

Ticket Price: K1,200 per person. K200 to be Given to the First 15 Members to Register! Hurry and Take Advantage of this Discount!

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Instant CareCoop Benefits for Your Family

Qualifying family members of existing members can get instant loans upon membership approval.

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Loans

We are ready to cater to your financial needs

Products to suit your needs at low-interest rates

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CareCoop Online Portal

Access your statements and apply for loans online

Access your account now on the member portal

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Savings

Grow your money by saving with us

Begin saving today hassle-free

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CareAssurance

Request a call back for any type of insurance

Be it Medical, Property or Motor Vehicle. We've got you covered

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Shares

Grow your money by investing with us

CareCoop strives to enhance member participation through our mandatory shareholding structure

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CareCoop Helpdesk contact

We are here to help! Call our Call Centre on +260630372020 Mon-Thu 08:15-17:00, Fri 08:15-14:00, or submit a query/ticket/complaint

Our Products and Services

From savings to investment opportunities. We've got you covered.

Employee Savings

Employee Savings

Begin saving today hassle-free

Loans

Loans

Loan products to suit your needs at low-interest rates

CareAssurance

CareAssurance

CareCoop has you & your loved ones covered!

Employer Savings

Employer Savings

Begin saving your gratuity today hassle-free

Shares

Shares

Invest in your future at competitive dividend payout rates 

Junior Saver

Junior Saver

Secure your child's financial future with our Junior Saver Account.

Golden Saver

Golden Saver

Prepare for a comfortable retirement with our Golden Saver Account.

Holiday Saver

Holiday Saver

The perfect way to save for your dream holiday while earning interest  

CTA

Request a call back for any type of insurance, be it Medical, Property or Motor Vehicle

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Meet FASTELE, CareCoop’s digital short-term loan! Qualifying members can apply directly from their mobile phones by dialling *250#. With FASTELE, you enjoy: - ⁠No physical application forms - ⁠No branch visit - ⁠No internet required - Money reflects instantly without any manual process - Access using a basic feature phone - ⁠Progressive loan limits of up to K5,000 Dial *250# using the mobile number registered on your CareCoop portal account to check your qualification today. Terms and conditions apply. #FASTELE #CareCoop #DigitalLoan #MemberConvenience #FinancialAccess

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Navigating your financial future requires an understanding of the facts. For 30 years, CareCoop has provided the structural discipline and the returns required to turn professional incomes into lasting generational wealth. Are your current savings working as hard as you are? #CareCoopAt30 #FinancialEducation #WealthBuilding #Zambia #FinancialLiteracy

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Do not miss our Exclusive Member Education Session featuring Financial Expert Daniel Sikalundu. Sharpen your financial strategy & learn how to maximise your CareCoop benefits. This session is designed to give you the practical tools you need. Grab your morning tea or coffee and join the conversation as we continue to celebrate 30 years of empowering our members. 🔗 Click here to join the session: https://carecoop.org/meetup #CareCoop #CareCoopAt30 #FinancialEmpowerment #FinancialLiteracy #Zambia #WealthBuilding

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Join us this Friday for an exclusive Member Education Session featuring financial expert Daniel Sikalundu. Make sure to mark your calendar and bring your questions! Date: Friday, 7th August 2026 Time: 10:00 Hours Tap the link below or check your member portal to access the session. We look forward to seeing you there! https://carecoop.org/meetup #CareCoop #FinancialEmpowerment #FinancialLiteracy #ZambianProfessionals #WealthBuilding #CareCoopAt30

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Join us this Friday for an exclusive Member Education Session featuring financial expert Daniel Sikalundu. Make sure to mark your calendar and bring your questions! Date: Friday, 7th August 2026 Time: 10:00 Hours Tap the link below or check your member portal to access the session. We look forward to seeing you there! https://carecoop.org/meetup #CareCoop #FinancialEmpowerment #FinancialLiteracy #ZambianProfessionals #WealthBuilding #CareCoopAt30

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Are you visiting the Showgrounds today? Make sure the CareCoop stand is on your route! We are still here and eager to connect with you. Are you are a long-standing member wanting to catch up, or you are simply curious about joining a community that has been empowering its members for 30 years, our team is ready to welcome you. Stop by before the long weekend wraps up! #CareCoop #CareCoopAt30 #LusakaShowgrounds #FinancialEmpowerment #Zambia #FarmersDay2026

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Products of the Moment

Introducing the Fastele Loan

We are currently piloting the Fastele Loan with an initial group of 100 members. Following the successful completion of this pilot, we will launch the product to all our members soon!

Featured Prodct
New Prodct

Utility Loan Product

Are you looking for a utility solution?

You can now apply for a Utility Loan amounting to a maximum of ZMW100,000.00, repayable within a period of 18 months.

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CTA

Whether you're an employee of a member organisation or a family member of a principal member, you can apply for membership online in minutes

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Our Loan Products

We offer a variety of loans at favourable interest rates

Building Loan
Building Loan

Building Loan

Looking to build a house? CareCoop will help you reach that goal!

Commodity Loan
Commodity Loan

Commodity Loan

Looking to bridge the gap in your purchase budget? CareCoop will stand in the gap!

Consolidation Loan
Consolidation Loan

Consolidation Loan

Looking to increase your borrowing leverage? Let CareCoop help you manage your loan portfolio.

Development Loan
Development Loan

Development Loan

CareCoop has you covered!

Education Loan
Education Loan

Education Loan

For your seasonal school bills, CareCoop is available to provide you with a financing solution.

Emergency Loan
Emergency Loan

Emergency Loan

Specially designed for unforeseen events that may include sudden hospitalization, funeral expenses or any other emergencies.

Flexy Loan
Flexy Loan

Flexy Loan

CareCoop is happy to finance your needs.

Gadget Financing Loan
Gadget Financing Loan

Gadget Financing Loan

CareCoop is now offering Gadget Financing for smartphones, tablets, and laptops

Insurance Premium Loan
Insurance Premium Loan

Insurance Premium Loan

Considering your Insurance Options? Let CareCoop help you cover you, your assets and your loved ones

Land Purchase Loan
Land Purchase Loan

Land Purchase Loan

Looking for an affordable way to purchase land? CareCoop is ready to help!

Ordinary Loan
Ordinary Loan

Ordinary Loan

Thinking of how best you can make your savings work for you? Let CareCoop show you

Share Financing Loan
Share Financing Loan

Share Financing Loan

CareCoop is ready to help you finance your investment.

Utility Loan
Utility Loan

Utility Loan

CareCoop is ready to meet your utility needs.

Vehicle Loan
Vehicle Loan

Vehicle Loan

Thinking of buying a car? Get a CareCoop Vehicle Loan.

CTA

Did you know you can apply for loans of any amount through the CareCoop portal? Simplifying your financial journey, one click at a time.

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Our Expert Team

Meet our exceptionally talented team of industry professionals

Mutinta Lumayi

Mutinta Lumayi

Chief Executive Officer
Sydney Kanyata

Sydney Kanyata

Head Finance and Administration
Prunella Kapinga Kalela

Prunella Kapinga Kalela

Head Business Development
Fred Musonda

Fred Musonda

Head Risk and Internal Audit
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Testimonials

What our members say

I wish to express my heartfelt gratitude for the exceptional customer service that was rendered to me during a difficult time for my family. Your customer centric approach and quick service made our burden light, I am sincerely grateful.

Your efficiency levels are over the top!!! Thanks so much.

Thank you for an excellent turnaround on my loan application. I am a proud MEMBER. Your professionalism in handling this application is purely over and beyond high level. Thank you all for the job well done!

Thank you very much for the efficiency! I didn't even realize that the funds I applied for were credited to my account last week! I am very grateful for this excellent service.

I appreciate the excellent service you provided to me on my last visit when I had a query concerning my loan account. Your attention to detail, great communication skills and warm welcome made my visit even better than I expected. Please keep up the good customer service!

I got good reviews about your efficiency in dealing with members, keep up the good work, we appreciate that a lot!

CareCoop's effort, strong client interpersonal skills and individualization of customers indeed helped me. I have no words to express my gratitude to your team, but God will reward you. Keep it up and continue to help other CareCcoop members

I am so happy and proud of our CareCoop great team!

We are here to help! Call our Call Centre on +260630372020 or submit a query/ticket/complaint

Submit a query/ticket/complaint